Health Insurance

Explore health insurance options like Medicaid and Medicare to assist with covering medical expenses.

Understanding Medical Insurance

Learn about the ACA, COBRA, long-term care options, and healthcare for individuals with disabilities. Also, find useful resources for locating and enrolling in health insurance plans.

Health Insurance Act

Visit HealthCare.gov to learn about the Affordable Care Act and how to apply through the Health Insurance Marketplace.

You may be eligible to apply for coverage via the Health Insurance Marketplace during the Special Enrollment Period from February 15 to May 15, 2021, due to the COVID-19 pandemic.

Health Insurance Plans

Health insurance can help cover medical care and prescription medication costs. You and your insurance provider will share a set amount or percentage of your healthcare expenses.

Access to Health Resources and Insurance for People with Disabilities

Explore resources and health insurance options available for individuals with disabilities. If you have a disability, you have three government-sponsored health coverage options:

Medicaid: Provides free or low-cost healthcare to individuals with disabilities. Learn about eligibility criteria and how to apply.

Medicare: Covers medical expenses for individuals under 65 with specific disabilities and for those of any age with end-stage renal disease (permanent kidney failure requiring dialysis or a transplant). Discover eligibility, coverage details, and the application process.

Affordable Care Act (ACA) Marketplace: Offers health insurance options for people with disabilities who do not qualify for disability benefits. Find out how to enroll, access coverage, and more.

Health Resources for People with Disabilities

If you have a disability, various federal, state, and local government programs can assist with your healthcare needs.

Explore the Disability and Health section on CDC.gov for articles, programs, tips for healthy living, and more.

The Social Security Administration provides important information about benefits for individuals with disabilities.

For local medical and health services, contact your city or county government. You can also reach out to your state's social welfare agency for details on available health programs.

Long-Term Care

"Long-term care" (LTC) encompasses a range of medical and non-medical services for individuals with disabilities or chronic conditions.

Medicare and most health insurance plans typically provide limited or no coverage for long-term care. To secure coverage, you might need to buy a separate long-term care insurance policy. Consider these questions when assessing long-term care insurance options.